These templates are in .PSD format & with work with Photoshop.
Just insert whatever pic/converted icon you want, save it & convert
the .PSD files into an icon using GIF Movie Gear.
Open up the template with Photoshop
Insert your icon in the bottom layer
Press CTRL & click on the BreakOut layer to select
Press the W key to select the wand & click in the
top half of the pic
Click on the icon layer that you've just inserted
Press CTRL & I to invert the selection
Go to Select, Modify, Contract & enter 1
in the "Contract By: pixels" box
Press CTRL & X to remove the part of the icon behind
the BreakOut area
[If you're making a lot make an action to automate it]
Shop Pro Templates
XP Folders, Bubbles [same colours as above] &
Dazzla's iDent templates in .PSD format, but will work with Paint Shop
Use same as with Photoshop. Open up the templates in Paint Shop Pro, insert
your icon/pic, save each icon size & then drag & drop the .PSD
files into GIF
Movie Gear. Then in GIF Movie Gear go to File, Save Icon (ICO)
As... & name your icon.